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Individual Retirement Account CDs

0.00 % APY* — 12-month IRA CD

Our IRA CD Accounts

Individual retirement account (IRA) CDs from are a great way to save for your retirement. They combine the stability, rate, and yield of CDs with the additional advantage of putting your savings in a retirement product. IRAs may be started as new accounts or rolled over from existing accounts.

Additionally, IRAs may have specific contribution limits or other restrictions concerning withdrawals. One of our Retail Banking Specialists can consult with you concerning questions you may have about IRAs; call 866-UMBRELLA (866-862-7355).

Important Notes

  • The minimum deposit to open an IRA CD account is $1,000
  • The interest rates and other terms offered on this website are available ONLY for accounts processed through this website
  • A penalty will be imposed for early withdrawal on certificates
  • Interest is compounded quarterly
  • Annual percentage yield assumes interest will remain on deposit until maturity
  • Early withdrawal will reduce earnings
  • To ensure that the greatest number of customers can benefit from our high rates, limits aggregate deposit balances to $1 million per tax identification number

Let's Get Started...

To open an IRA CD account with or if you have questions, please call us at 866-UMBRELLA (866-862-7355).
  • A smart way to save for retirement
  • All products insured by the FDIC to at least $250,000 per deposit account

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