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Certificates of Deposit

4.85 % APY*
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12-month CD
*APY means Annual Percentage Yield. Advertised annual percentage yield is accurate as of . Rates are subject to change.

Our Certificates of Deposit

Certificates of deposit (CDs) are our most popular deposit products due to their combination of stability, rate, and yield. A range of maturities enables you to both maximize your returns and control the accessibility of your deposits.

To open your account online

Select the term of maturity you would like, review the information, then apply online to open an account today.

Important Notes

  • The minimum deposit to open an CD account is $10,000
  • The interest rates and other terms offered on this website are available ONLY for new accounts processed through this website
  • A penalty will be imposed for early withdrawal on certificates
  • Early withdrawal will reduce earnings
  • Fees may reduce yield
  • Interest is compounded quarterly
  • To ensure that the greatest number of customers can benefit from our high rates, limits aggregate deposit balances to $1 million per tax identification number
To renew a current account and for general questions, please use our secure contact form.
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Compare 12-Month CD rates

BankAnnual Percentage Yield*
U.S. Bank®**0.05%
Bank of America®**0.03%
Wells Fargo ®**1.50%
**For each bank, comparison rate is the highest rate as published on each bank’s web site for Dallas, Chicago, Los Angeles, Miami, and New York City. Rates were validated on March 1, 2024 and are for a standard 12-month, $10,000 CD. Rates subject to change. All registered trademarks are the property of their respective owners.

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