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Why Stand in Line When You Can Earn Online?

Unlike walk-in banks, our rates are available 24/7.
4.85
%
APY* 12-month CD
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$10,000 minimum balance necessary to obtain APY for CD accounts. A penalty will be imposed for early withdrawal. Interest credited and compounded quarterly. Annual percentage yield assumes interest will remain on deposit until maturity. Withdrawal will reduce earnings. Fees may reduce yield.

Compare 12-Month CD rates

BankAnnual Percentage Yield*
UmbrellaBank.com4.85%
US Bank®**0.05%
Bank of America®**0.03%
Wells Fargo®**1.50%
**For each bank, comparison rate is the highest rate as published on each bank’s web site for Dallas, Chicago, Los Angeles, Miami, and New York City. Rates were validated on December 1, 2023 and are for a standard 12-month, $10,000 CD. Rates subject to change. All registered trademarks are the property of their respective owners.
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