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Rate Alert
3.500% APY
6 Month CD
Sign up for our free "Rate Alert" service, and we'll notify you by
email about rate changes and special rates.
more info > |
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 Money
Market : Initial Minimum
Deposit : $1,000 |
- Tiered Interest Rate - Save
More and Earn More!
- Rates that keep pace with
changing interest rate conditions
- Convenient Check Writing
Access4
- ATM
Card issued with every account on request1
- Use ATMs located throughout
the world
- Interest Posting-Interest
will be credited on the 10th of each month.
- Online Statements - Check
your balance or review your account activity 24 hours
a day (up to 12 months
of history)2
- Download account history into Quicken® or
Microsoft® Money
- Interest Compounded Daily
and Credited Monthly
- Monthly Service Fee Waived
with Minimum Daily Balance of $1,0003
- Limited to 6 Non-ATM Transactions
Per Month4
|
Daily
Balance |
APY* |
| <$1,000 |
0.35% |
| $1,000-$4,999 |
3.40% |
| $5,000-$9,999 |
3.40% |
| $10,000-$24,999 |
3.40% |
| $25,000-$49,999 |
3.40% |
| $50,000
and over |
3.40% |
*APY = Annual Percentage Yield |
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- An ATM card will be issued upon request for all approved
accounts. A $1.00 fee will be assessed for each ATM Card
transaction.
- Account statements (including up to 12 months of account
activity) are available 24 hours a day online via the Internet.
Telephone Banking is also available 24 hours a day. Customers
can request hard copy, paper statements, for a fee of $5.00
per month, by contacting us. Online Check Images are available
for a revolving 60 days. We recommend that you review online
check images at least monthly and print (make a copy of)
those checks you feel are critical (such as tax payments).
Checks are held in safe keeping by us and are not returned
to you.
- A monthly service fee of $10.00 will be imposed each
monthly statement cycle in which the daily balance falls
below $1,000. There is no monthly service fee if the balance
in the account is equal to or greater than $1,000 throughout
the monthly statement cycle.
- Transfers from a Money Market account to another account,
or to a third party financial institution, by preauthorized,
automatic, telephone or computer transfer are limited to
six per statement cycle, with no more than three by check,
draft, or similar order to a third party. If the account
exceeds six transfers in a statement cycle, a fee of $10.00
will be imposed per transfer.
Notes: Fees may reduce earnings. APY is accurate
as of 07/06/2008 . The interest rate and APY may change
after the account is opened. UmbrellaBank reserves
the right to change the interest rate and APY at
any time. Rates and terms are subject to change without
notice. Interest begins to accrue no later than the
business day UmbrellaBank receives your deposit for
non-cash items (for example, checks). Interest is
not considered earned until posted. Closing an account
prior to posting will result in the loss of accrued
interest.
UmbrellaBank.com deposit accounts are subject to approval. |
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