1 Transfers from a Savings account to another account, or to a third party financial institution, by pre-authorized, automatic, telephone or computer transfer are limited to six per statement cycle, with no transfers by check, draft, debit card, or similar order to a third party.

2 Account statements (including up to 12 months of account activity) are available 24 hours a day online via the Internet. Telephone Banking is also available 24 hours a day. Customers can request hard copy, paper statements, for a fee of $5.00 per month, by contacting us. Link here for Contact Information.

Notes: APY is accurate as of . The interest rate and APY may change after the account is opened. UmbrellaBank reserves the right  to change the interest rate and APY at any time. Rates and terms are subject to change without notice. Interest begins to accrue no later than the business day UmbrellaBank receives your deposit for non-cash items (for example, checks). Interest is not considered earned until posted. Closing an account prior to posting will result in the loss of accrued interest. Fees may reduce earnings.

*APY = Annual Percentage Yield

UmbrellaBank.com deposit accounts are subject to approval.