1
Subject to certain restrictions, including credit eligibility
for Debit Card privileges. Point of sale Debit Card
transactions will always debit attached Checking account.
An ATM card will be issued with each new checking account
opened.
2
Account statements (including up to 12 months of account
activity) are available 24 hours a day online via the
Internet. Telephone Banking is also available 24 hours
a day. Customers can request hard copy, paper statements,
for a fee of $5.00 per month, by contacting us. Link
here for Contact Information. Online Check Images are
available for a revolving 60 days. We recommend that
you review online checks at least monthly and print
(make a copy of) those checks you feel are critical
(e.g. tax payments, charitable donations). Canceled
checks are held in safe keeping and are not returned
to you.
3
There is a $7.50 monthly fee for Preferred Interest
Checking Accounts. Monthly service fees may be waived
on this account if you maintain a minimum daily balance
of $2,500.
4
There is a $4.50 monthly fee for Basic Interest Checking
Accounts. Monthly service fees may be waived on this
account with (1) a recurring (i.e. monthly) direct deposit;
or (2) a minimum daily balance of $500 or more; or (3)
an existing Home Equity Loan with UmbrellaBank.
5
Direct Deposit into this account is required.
6
APY=Annual Percentage Yield
Notes:
Fees may reduce earnings. APY is accurate as of 05/09/2008 .The
interest rate and APY may change after the account
is opened. UmbrellaBank reserves the right to change
the terms, interest rate or APY at any time without
notice, and to change a customer's product if the requirements
of the account are not met (e.g. age requirements,
required direct deposit, etc.). Interest begins to
accrue no later than the business day UmbrellaBank
receives your deposit for non-cash items (for example,
checks). Interest is not considered earned until posted.
Closing an account prior to posting will result in
the loss of accrued interest.
UmbrellaBank.com
deposit accounts are subject to approval. |
